On a standalone basis, the bank's net profit rose to RON 950.2 million lei (€190.04 million), a 25.6% climb against Q1 2025. Profitability was supported by stable asset quality, with the cost of risk maintained at 0.71%.

Balance sheet expansion remained steady throughout the quarter. Total customer deposits reached RON 169.5 billion lei (€33.9 billion). Concurrently, gross loans to corporate clients advanced by 2.5% from the previous quarter, bringing the corporate loan book to RON 64.2 billion lei (€12.84 billion) by the end of March 2026.

"We started the year strongly, with growth in customers, loans, and transactions, while also promoting the bank and Romania on international financial markets," said Ömer Tetik, CEO of Banca Transilvania. "The bank's growth is reflected not only in economies of scale and better costs for our customers, but also in BT's developing into a regional champion."

The bank maintained strong operational metrics with a cost-to-income ratio of 48.12% and return on equity of 19.54%. Net interest income increased 8.7% compared to Q1 2025, while net fee and commission income grew 12.9%. The non-performing loans ratio remained low at 2.55%, reflecting portfolio quality.

BT attracted nearly 140,000 new individual and corporate customers during the quarter, bringing its active customer base close to 5 million. The bank's capital adequacy ratio stands at 20.65%, confirming its ability to support lending growth and strategic investments across Romania and Southeast Europe.